Pennsylvania – WalletHub financial analyst Jill Gonzales suggests that one of your New Year’s Resolutions should be to know your credit score and, if it’s on the low side, aim to improve it in 2020.

WalletHub says aim for a 20-point improvement, which should be attainable no matter where you start.

Pay off credit card debt.

If you don’t have a credit card, get one and use it responsibly to build your score. Just make sure you’re paying it on time, every month, no excuses.

Learn more at the WalletHub website.