United StatesA lot of Americans have debt, and a new survey says they could have it for the long haul. 41 percent don’t know when they’ll pay off their debt and 25 percent, sadly, expect to die in debt.

CreditCards.com analyst Ted Rossman says that’s sad mainly because, in many cases, it’s not necessary.

It might not be easy. You might have to put a lot of work and belt-tightening and extra hours into it, but he says, yes, you absolutely can get out of debt.

Rossman says find out how much you owe, make more than minimum payments, and consider a zero-balance transfer card.

Click Here to read the entire survey results from CreditCards,com.