Harrisburg, PA – Saturday is the last day to enroll in 2019 individual health insurance plans under the Affordable Care Act. If you sign up by then, your plan will go into effect on January 1.

Visit healthcare.gov to start the enrollment process.

However, signups are down from this time last year, even though premiums have been stable and consumers have more choices than before.

Information on the various plans available in Pennsylvania and where to seek enrollment assistance is available through the Pennsylvania Insurance Department at insurance.pa.gov.

You may also visit Consumers’ Checkbook at PA.checkbookhealth.org to view plan options, estimate monthly premiums and total annual out-of-pocket costs for each plan, and learn how to buy a plan.

When choosing an ACA plan, you may want to ask:

  • Does this plan cover my pre-existing condition?
  • Are preventive doctor visits covered? How about emergencies?
  • Is maternity and newborn care covered?
  • Are prescription drug benefits covered?
  • Does it cover mental health and substance use disorder treatment?

Many Pennsylvanians qualify for a subsidy to offset their monthly premium and assistance is available to help individuals sign up for coverage.

You can check out the health insurance plans available at healthcare.gov. If you miss Saturday’s deadline to enroll in the Affordable Care Act coverage, then you’ll have to wait until next November to enroll unless you have certain life events like a marriage, birth of a child, or if you move.